Mortgage Notes

The secondary mortgage market offers profitable opportunities for those equipped with the right knowledge. It allows investors to earn competitive 

returns without any physical labor, property maintenance issues, or housing court visits. 

When people finance a home, they sign a note to agree to make monthly payments to the lender. The note outlines the loan details including monthly payment amount, interest rate, and the set number of years the loan is for. Each month the homebuyers send their payment to the lender as per the mortgage note.

Mortgage note investors, such as us at Get Real Solutions, purchase this agreement from the original lender. By doing this, we become the new recipient of the monthly payment and we then instruct the homebuyers to send their future payments to us, the new lender.

If you’re interested in generating passive income, Get Real Solutions can introduce you to the world of mortgage note investing. By offering a FREE consultation, we provide valuable insight into this profitable investment area.

We don’t just offer guidance; we also provide partnership opportunities. This allows you to not venture into the unknown alone- you’ll be able to leverage our years of experience and expertise, significantly decreasing your risk and increasing the potential for returns.

Our reach extends across the United States, giving us a broad monthly inventory of mortgage notes. We primarily invest in first-position notes, focusing on non-performing notes as they often come at a discount, which results in generally higher returns. Performing notes are considered if they align with our investment objectives and overall goals. 

A non-performing note is a mortgage or property where the borrower has stopped making payments for one reason or another. Investors can purchase these notes at a discount and renegotiate a loan modification with the borrower.

Worst-case scenarios can see the investor foreclosing on the home and having to take ownership of the property. This will then leave them having to either sell the property or having to add it to their investment portfolio.